[ TPHCM ] - NHÂN VIÊN THẨM ĐỊNH TÍN DỤNG KHCN/KHDN - RETAIL/CORPORATE LOAN OFFICER

-  Evaluate credit worthiness by processing loan applications and documentation 

-  Interview applicants to determine financial eligibility and feasibility of granting loans

-  Determine all applicable ratios and metrics and set up debt payment plans

-  Communicate with clients via phone/ direct meet / site visit the mortgage or customer's addresses either to request or to provide or to verify information and assess the customer credit worthiness and background.

-  Complete loan contracts and counsel clients on policies and restrictions

-  Update job knowledge on types of loans and other financial services

-  Assess customer needs, explore all options and introduce different types of loans to develop referral networks, suggest alternate channels and cross-sell products and services 

-  Build trust relationships, customer loyalty and satisfaction throughout the underwriting process

-  Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

-  Bachelor’s degree in business, finance, or a related field

-  Fluent in English.

-  Proven working experience in selling home loan product.

-  Ability to make credit assessment, financial analysis

-  Solid understanding of lending products and practices

-  Comprehensive understanding of lending regulations

-  Excellent negotiation, communication, customer-service, and time-management skills

-  Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork

-  High self-motivated and committed

-  Ability to pass a background check

Nộp đơn ứng tuyển: https://shinhancareer.com/vi/jobs/apply/?id=359968